Pay When You Pass · Instant Funded
Start a free challenge and pay only when you pass. Or skip the challenge and trade a funded account from day one.
Free trial available for registrations until 30 November 2026.
Illustrative example of the challenge dashboard.
Three steps. You only pay at the end, if you pass.
Pick an account size. Your first 15 days cost nothing, with no card.
One phase, no deadline. Reach the target within the drawdown limits.
Only now you pay the funded fee, and you keep 80% of your profits.
Start free, pass one phase, then pay the funded fee. Activate within 7 days of passing and get 40% off with Fast Track.
After day 15, $4.99 to keep going. The funded fee is paid only after you pass. Fast Track: 40% off if you activate within 7 days of passing.
No challenge. Pay once and trade a funded account straight away. 40% off until 30 November, applied automatically at checkout.
One-time fee, no challenge. One $1K account per person. The 40% discount is applied automatically until 30 November 2026.
No payment until you decide to continue.
Trade the challenge with no card and no commitment.
Only if you want to keep going. Stop at day 15 and you pay nothing.
The funded fee, based on account size. Never before you pass.
Rules written by a risk desk, not by a marketing team.
Other pay-after-you-pass firms charge an entry fee up front.
Rules from 25 years in brokerage and dealing desk risk management.
We launched the model in January 2025, before it became a standard.
No deadline on the challenge. Pass when you are ready.
“Real human, real solutions. Pay When You Pass is a game changer.”
“First in the industry with Pay When You Pass. No hidden rules.”
“Second payout received. Everything handled transparently.”
The full rules are on the Trading Rules page.
No. Your first 15 days are free and no card is needed. From day 16 it is $4.99 to keep going, and $4.99 to restart a challenge.
Only after you pass the challenge. The fee depends on your account size, from $54.
No. Take as long as you need, as long as you respect the drawdown limits.
5% profit target, 4% daily drawdown, 8% overall drawdown and at least 3 trading days. The same on every account size.
You keep 80% of the profits on your funded account. Payouts by bank transfer, USDC (Solana) or USDT (ERC-20), minimum $50.
After your first payout request, the overall drawdown stop-out stops trailing and is locked at your initial balance. Example on a $100,000 funded account: your balance grows to $108,000 and you withdraw $3,000. Your balance becomes $105,000 and the stop-out stays at $100,000, so you keep a $5,000 buffer. If you withdraw all $8,000 of profit, your balance goes back to $100,000 and the stop-out sits at the same level, so any loss after the withdrawal closes the account. See section 10 of the Trading Rules.
Yes. A funded account that is flat (no open positions) and has had no trading activity for 45 consecutive days is considered inactive and is closed automatically. An account with open positions is active, regardless of how long the positions have been open. We email you 48 hours before the date and time of closure. A closed account cannot be reopened: to trade again you need to pass a new challenge, and access to the funded lounge on Discord is removed.
Every rule for challenge and funded accounts is on the Trading Rules page.
A funded account from day one, with no challenge to pass. You pay a one-time fee, your account is activated automatically after the payment and you can start trading straight away on our web platform at blue.quickfunded.io, on desktop or mobile. You keep 80% of your profits.
One-time fee by account size: $1K $39, $5K $63, $10K $114, $25K $191, $50K $387. Until 30 November 2026 every size is 40% off, applied automatically at checkout with no code needed: $1K $23.40, $5K $37.80, $10K $68.40, $25K $114.60, $50K $232.20. There are no monthly fees.
Daily drawdown 4%: your equity (open positions included) cannot fall more than 4% below the highest equity reached during the day. The daily peak resets at 00:00 UTC. Overall drawdown 6%: your equity cannot fall more than 6% below the highest equity ever reached on the account (trailing). Breaching either limit closes the account. After your first payout request the overall stop stops trailing and is locked at your initial balance (see section 10 of the Trading Rules).
14 days after your account is activated, once you have at least 5 qualified trading days. A qualified day is a trading day that closes in profit by at least 0.75% of your initial balance (for example $75 on a $10K account). If more than 70% of your profit comes from a single instrument, you need 10 qualified days. Your best day cannot be more than 25% of your total profit (consistency rule).
You receive 80% of your net profit. You can request a payout once your net profit reaches at least 2% of your initial balance (for example $200 on a $10K account). From there you can withdraw up to 100% of your profit, with no cap and no minimum amount. Keep in mind that after a payout the overall stop is locked at your initial balance: if you withdraw all your profit, you keep no buffer above it. After the first payout there is no waiting time: you can request the next one as soon as you have 5 new qualified trading days since your last payout.
By bank transfer, USDC (Solana) or USDT (ERC-20). Before your first payout you complete a quick identity check (KYC) from the platform. Approved payouts are paid within 5 business days.
On Instant Funded accounts you cannot open or close positions from 10 minutes before to 10 minutes after high-impact (red folder) news, such as NFP, CPI or central bank decisions. The upcoming events are shown in the platform. Stop loss and take profit are not executed during the window.
The same rules as our funded accounts: a position cannot be closed in the first 5 minutes after opening; at most 2 open positions per instrument and 2 openings per instrument every 60 minutes; reduced leverage from Friday 17:00 to Monday 05:00 GMT; an account with no open positions and no trading for 45 consecutive days is closed. The full list is on the Trading Rules page.
If you hit the daily or overall drawdown the account is closed. Instant Funded accounts cannot be reset: you can buy a new one at any time, or start a free Pay When You Pass challenge.
You can pay by card, crypto, or bank transfer in naira from Nigeria. You can hold more than one Instant Funded account, except the $1K account: one per person.
Instant Funded: you pay upfront and trade a funded account from day one. Pay When You Pass: you start a challenge free for 15 days (5% target, 4% daily and 8% overall drawdown, at least 3 trading days) and pay for the funded account only after you pass, with 40% off if you activate it within 7 days of passing (Fast Track, until 30 November).