New: Instant Funded, trade a funded account from day one. 40% off until 30 November, no code needed See prices
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Pay When You Pass · Instant Funded

Get funded.
Your way.

Start a free challenge and pay only when you pass. Or skip the challenge and trade a funded account from day one.

Free trial available for registrations until 30 November 2026.

80% profit splitNo time limitUK company, registered in England and WalesReviews on Trustpilot
Challenge
$25K account
Free · day 6 of 15
$25,800+3.2%
Profit target3.2% / 5%
Daily drawdown used1.1% / 4%
Overall drawdown used2.0% / 8%
4 / 3Trading days
$0Paid so far
$95.40Only if you pass, with Fast Track

Illustrative example of the challenge dashboard.

How it works

Three steps. You only pay at the end, if you pass.

01

Start free

Pick an account size. Your first 15 days cost nothing, with no card.

02

Hit 5%

One phase, no deadline. Reach the target within the drawdown limits.

03

Pay and get funded

Only now you pay the funded fee, and you keep 80% of your profits.

Two ways to get funded.

No challenge. Pay once and trade a funded account straight away. 40% off until 30 November, applied automatically at checkout.

4% daily drawdown6% overall drawdown80% profit splitFirst payout after 14 daysFull Instant rules

One-time fee, no challenge. One $1K account per person. The 40% discount is applied automatically until 30 November 2026.

What you pay, and when

No payment until you decide to continue.

Days 1–15

Free

Trade the challenge with no card and no commitment.

From day 16

$4.99

Only if you want to keep going. Stop at day 15 and you pay nothing.

When you pass

From $54

The funded fee, based on account size. Never before you pass.

Why traders choose QuickFunded

Rules written by a risk desk, not by a marketing team.

15 days

Free, no card

Other pay-after-you-pass firms charge an entry fee up front.

25 years

Built by a risk desk

Rules from 25 years in brokerage and dealing desk risk management.

2025

First with Pay When You Pass

We launched the model in January 2025, before it became a standard.

No limit

Take your time

No deadline on the challenge. Pass when you are ready.

★★★★★
“Real human, real solutions. Pay When You Pass is a game changer.”
Chukwunonso, Nigeria
★★★★★
“First in the industry with Pay When You Pass. No hidden rules.”
Aaron, UK
★★★★★
“Second payout received. Everything handled transparently.”
Felix

Questions

The full rules are on the Trading Rules page.

Do I need to pay to start?

No. Your first 15 days are free and no card is needed. From day 16 it is $4.99 to keep going, and $4.99 to restart a challenge.

When do I pay for the funded account?

Only after you pass the challenge. The fee depends on your account size, from $54.

Is there a time limit?

No. Take as long as you need, as long as you respect the drawdown limits.

What are the challenge rules?

5% profit target, 4% daily drawdown, 8% overall drawdown and at least 3 trading days. The same on every account size.

What is the profit split and how am I paid?

You keep 80% of the profits on your funded account. Payouts by bank transfer, USDC (Solana) or USDT (ERC-20), minimum $50.

What happens to my drawdown after a payout?

After your first payout request, the overall drawdown stop-out stops trailing and is locked at your initial balance. Example on a $100,000 funded account: your balance grows to $108,000 and you withdraw $3,000. Your balance becomes $105,000 and the stop-out stays at $100,000, so you keep a $5,000 buffer. If you withdraw all $8,000 of profit, your balance goes back to $100,000 and the stop-out sits at the same level, so any loss after the withdrawal closes the account. See section 10 of the Trading Rules.

Is there an inactivity rule on funded accounts?

Yes. A funded account that is flat (no open positions) and has had no trading activity for 45 consecutive days is considered inactive and is closed automatically. An account with open positions is active, regardless of how long the positions have been open. We email you 48 hours before the date and time of closure. A closed account cannot be reopened: to trade again you need to pass a new challenge, and access to the funded lounge on Discord is removed.

Where can I read all the rules?

Every rule for challenge and funded accounts is on the Trading Rules page.

Instant Funded

What is Instant Funded?

A funded account from day one, with no challenge to pass. You pay a one-time fee, your account is activated automatically after the payment and you can start trading straight away on our web platform at blue.quickfunded.io, on desktop or mobile. You keep 80% of your profits.

How much does it cost?

One-time fee by account size: $1K $39, $5K $63, $10K $114, $25K $191, $50K $387. Until 30 November 2026 every size is 40% off, applied automatically at checkout with no code needed: $1K $23.40, $5K $37.80, $10K $68.40, $25K $114.60, $50K $232.20. There are no monthly fees.

What are the drawdown limits?

Daily drawdown 4%: your equity (open positions included) cannot fall more than 4% below the highest equity reached during the day. The daily peak resets at 00:00 UTC. Overall drawdown 6%: your equity cannot fall more than 6% below the highest equity ever reached on the account (trailing). Breaching either limit closes the account. After your first payout request the overall stop stops trailing and is locked at your initial balance (see section 10 of the Trading Rules).

When can I request my first payout?

14 days after your account is activated, once you have at least 5 qualified trading days. A qualified day is a trading day that closes in profit by at least 0.75% of your initial balance (for example $75 on a $10K account). If more than 70% of your profit comes from a single instrument, you need 10 qualified days. Your best day cannot be more than 25% of your total profit (consistency rule).

How much can I withdraw, and how often?

You receive 80% of your net profit. You can request a payout once your net profit reaches at least 2% of your initial balance (for example $200 on a $10K account). From there you can withdraw up to 100% of your profit, with no cap and no minimum amount. Keep in mind that after a payout the overall stop is locked at your initial balance: if you withdraw all your profit, you keep no buffer above it. After the first payout there is no waiting time: you can request the next one as soon as you have 5 new qualified trading days since your last payout.

How are payouts paid?

By bank transfer, USDC (Solana) or USDT (ERC-20). Before your first payout you complete a quick identity check (KYC) from the platform. Approved payouts are paid within 5 business days.

Can I trade the news?

On Instant Funded accounts you cannot open or close positions from 10 minutes before to 10 minutes after high-impact (red folder) news, such as NFP, CPI or central bank decisions. The upcoming events are shown in the platform. Stop loss and take profit are not executed during the window.

Which other rules apply?

The same rules as our funded accounts: a position cannot be closed in the first 5 minutes after opening; at most 2 open positions per instrument and 2 openings per instrument every 60 minutes; reduced leverage from Friday 17:00 to Monday 05:00 GMT; an account with no open positions and no trading for 45 consecutive days is closed. The full list is on the Trading Rules page.

What happens if I breach a rule?

If you hit the daily or overall drawdown the account is closed. Instant Funded accounts cannot be reset: you can buy a new one at any time, or start a free Pay When You Pass challenge.

How can I pay, and can I buy more than one account?

You can pay by card, crypto, or bank transfer in naira from Nigeria. You can hold more than one Instant Funded account, except the $1K account: one per person.

Instant Funded or Pay When You Pass?

Instant Funded: you pay upfront and trade a funded account from day one. Pay When You Pass: you start a challenge free for 15 days (5% target, 4% daily and 8% overall drawdown, at least 3 trading days) and pay for the funded account only after you pass, with 40% off if you activate it within 7 days of passing (Fast Track, until 30 November).

Start today.
Pay when you pass.

Start your free challenge